Wednesday, December 22, 2010

Sending Your Christmas Presents? Here is GREAT NEWS!

Overseas Filipino workers (OFW) who remit earnings to their families back home are now exempt from paying the documentary stamp tax (DST), following the implementation of the amended law on migrant Filipinos.

In a release posted on its website, the Philippine Overseas Employment Administration (POEA) said OFW remittances will now be exempt upon showing of proof of entitlement by the recipient.

The exemption came with the implementation of Republic Act 10022, a law amending RA 8042 or the Migrant Workers Act of 1995, which took effect early November. RA 10022 exempts OFWs from paying certain taxes such the DST and the travel tax.

Prior to RA 10022, all money transfers payable in the Philippines, including those being sent by OFWs to relatives back home, are subject to a DST of P0.30 for every P200 under Section 181 of the National Internal Revenue Code, the POEA said.

This means that OFWs pay P32.64 for every US$500 or P21,720 they send to the Philippines, the POEA explained.

This amount is on top of service fees charged by foreign and local banks, plus the P0.50 per dollar margin that domestic banks are allowed to charge when paying out remittances in pesos.

POEA records show that some 1.4 million Filipino workers were deployed overseas in 2009, with remittances for the same year amounting to over P17 billion.

Around $1.4 million in DST was taken from OFW remittances monthly, the POEA added.

For 2010, the Department of Finance has projected $19 billion in OFW remittances, the release noted.

With the scrapping of the DST on remittances, the Philippine government will be giving up P1.3 billion revenues annually, it added, but the same amount “will be pocketed by our OFWs as extra savings."—Jerrie M. Abella/JV, GMANews.TV

article from: http://www.gmanews.tv/story/207489/ofw-remittances-now-exempt-from-stamp-tax
photo from: http://blogs.inquirer.net/openforbusiness/wp-content/uploads/2008/02/peso-dollar.jpg

Sunday, December 19, 2010

Filipino Christmas Tradition - Simbang Gabi

"Simbang Gabi" a Filipino Christmas tradition, it is is a series of nine (9) dawn masses, the mass starts as early as 4:00 a.m. It begins on December 16 and ends on the midnight of the 24th of December, which is the midnight mass.
This tradition was introduced by the Spanish friars to allow the farmers to hear mass before going to the fields early in the morning. Simbang Gabi is also known by its popular Spanish name as the Misa de Gallo, or ``mass of the rooster.''
In the olden days, the church bells start ringing as early as three o' clock waking people up so they can get ready for the four o'clock dawn mass.
The Roman Catholic churches across the nation start to open their doors shortly before the break of dawn to welcome the faithfuls to the Simbang Gabi mass.
Today, the tradition of Simbang Gabi continues whether you live in the city or in the province, although it is celebrated in new ways. Most churches are decorated with colourful lights and beautiful parol lanterns to welcome the church goers.
The Nativity Scene or "Belen" is displayed in preparation for the celebration of the birth of Jesus Christ. It shows Baby Jesus in a manger with Mother Mary and St. Joseph. There are shepherds and farm animals. A complete scenario of the Belen includes the three wise men carrying their gifts to Infant Jesus and the star of Bethlehem that guided them in their journey.
Shortly after the mass, traditional delicacies awaits the church goers and are sold in stalls right outside the church, Favourites like bibingkaputo (rice cakes), puto bungbong, suman sa pasko, suman sa ibos and usually served with tea or coffee.Hot pandesal (breakfast roll ) are also very popular.
Simbang Gabi is not just a tradition that is celebrated because we need to do so. but it is the spiritual preparation for Christmas, the birth of Jesus Christ. TheSimbang Gabi is also seen as a way of requesting blessings from the Lord,as most people believe that if one completes the whole series of nine dawn masses, wishes will be granted
Over the years, Filipinos communities have made some changes in the celebration of Simbang Gabi, some urban parishes now celebrates Misa de Gallo around 8- 9 in the evening in order to accommodate the needs of the members of the community who have different work schedules.
The Simbang Gabi tradition is also practised by Catholic Filipinos communities who are living elsewhere in the world. No matter how or when this celebration takes place, the Simbang Gabi provides a strong indication of the depth of Catholicism among the Filipino people.

Photo taken from: http://axl08.blogspot.com/

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Monday, December 13, 2010

TOP TEN FILIPINO ACHIEVERS OF 2009

Champion of Champions

1. Manny Pacquiao:

After being named last year as ESPN STAR Sports’ Champion of Champions, Manny Pacquiao once again proved to the world that he is indeed the best fighter in his field. In 2009 Manny was among the ten most influential person who mattered according to TIME Magazine.

For boxing fans, Pacquiao defied physics, rising through six weight classes to win seven world titles — and galvanizing the sport like no other boxer in years. His two bouts this year were among the most dramatic in the sport: his second-round knockout of Ricky Hatton and his terrifying demolition of the rock-solid Miguel Cotto over 11 rounds.

Manny, 30, already has a true global reach, and his influence will only expand as he gets better.
Pacquiao is the first athlete the Philippine Postal Corp. has honored with his own stamp.

He’s a boxer, a puncher and a mover — a champion in seven weight divisions. An icon. On my own opinion he ranks as the number 1 FILIPINO ACHIEVERS OF 2009.


2. CNN’s 2009 Hero of the Year, Efren Geronimo Penaflorida, Jr. tearfully accepted his award from no less than CNN anchor and correspondent Anderson Cooper and dedicated his award to his Dynamic Teen team – an organization he founded that is aimed towards educating impoverished kids through a pushcart classroom. Thus far, 1,500 kids have been given a chance at a good future through Dynamic Teen’s 10,000 strong volunteers. Efren plans to give 90% of his cash prize to spur on Dynamic Teen and 10% of the remaining cash prize to the church. He summed up the spirit of volunteerism and change with this parting message to the world, "I always tell my volunteers that you are the change that you dream and I am the change that I dream. And collectively we are the change that this world needs to be."


3. She calls the Mighty Opes a.k.a. Oprah Winfrey “Mommy Oprah.” She was invited to sing on The Ellen Degeneres Show, has performed with Celine Dion, David Foster, and Andrea Bocelli, and will be seen next on the Chipmunks’ latest flick “”Alvin and the Chipmunks: The Squequel.” A truly mesmerizing feat for a petite 17-year old who was first spotted competing on a Korean TV show that was posted on YouTube. In 2009 and beyond, Charice Pempengco’s star is predicted to shine brighter than ever.


4.Jessica Cox – Armless Inspiration

Jessica has no fingers, hands, elbows. She was born without arms and yet she has achieved far more than what people born with two arms have done in their lifetimes.

Jessica flies airplanes, drives cars, and otherwise lives a normal life using her feet as others use their hands. She holds the title of the fi rst person without arms in the American Tae Kwon-Do Association to get a black belt and the fi rst woman pilot in aviation history to fl y with her feet. Jessica has been featured in the popular afternoon program Ellen, hosted by Ellen Degeneres, Inside Edition, and TV networks like CNN and Fox News. Videos showing her flying a plane, demonstrating martial arts stunts and replays of her television and public speaking appearances are proliferating in YouTube and the Internet. Many of the videos and inspiring emails are posted by Filipinos who are proud of her extraordinary accomplishments.

Now an in demand motivational speaker before various groups such as students, teachers, and corporate audiences, Jessica is changing lives as she digs deep into her experiences living armless in a two-handed world. She believes that by combining creativity, persistence, and fearlessness, nothing is impossible. She shows how these three qualities helped her disarm the impossible.

“Desire is 80 percent of success. Persistence means never give up. Never allow your fear to stand in the way of your opportunity,” Cox said as she challenges people to turn their “impossible into accomplishment”. The courageous young woman who inspires people to reach beyond their perceived limitations explains, “I was a hard worker my whole life and nothing has been handed to me.”

Being armless has not limited Jessica from attaining her highest potential. Pushing her limitations aside and simply putting her best put forward, she is an amazing achiever who is touching many lives with her moving story of strength, courage, and sheer.


5. Film Director Brillante Mendoza’s films may be too horrifyingly real and gritty for Philippine audiences but in Cannes, his entry Kinatay was the perfect vehicle to slay Quentin Tarantino’s Inglourious Basterds and Ang Lee’s Taking Woodstock. For his directorial mastery of Kinatay, he was awarded the Best Director trophy at the Cannes International Film Festival in France, the first Filipino Director to take home such a prestigious and much-coveted award.


6. A staunch supporter of the environment and a passionate believer in defending the rights of the environment in the court of law, lawyer Antonio Oposa, Jr. has argued and won landmark cases for the environment which include the pollution of Manila Bay, dynamite fishing, and illegal logging. He studied at the De La Salle University, University of the Philippines, University of Oslo in Norway, and at Harvard University. For his tireless and unrelenting love for the environment – despite numerous death threats as a result of his endeavors – he became the recipient of this year’s Ramon Magsaysay Award placing him alongside luminaries like Thai Scientist Krisana Kraisintu of Thailand and PRADAN founder Deep Joshi of India, among others.


7. Ana Julaton

Ana “The Hurricane” Julaton grabbed her first world title –IBA Super Bantamweight- last September during the 5th professional fight of her career. Only three months later, last December 4, she won her second title after defeating Donna Biggers for the WBO Super Bantamweight belt.

She received a personal letter of recognition from Philippine president Gloria Arroyo and a citation from San Francisco, CA mayor Gavin Newsom proclaiming October 29 as Ana Julaton Day.

This Daly City resident is reluctant boxer who initially wanted to focus on martial arts. But since winning her first title, she said she want to continue to advance female boxing in America. And by doing that, she is also promoting Filipino skill and talent to the world.


8. Arnel Pineda

In the early 80s, Arnel was a wannabe rock star who sang with his band at local bars in Manila. Twenty five years and a Youtube video post later, he was chosen as the lead singer of one of the quintessential American rock and roll bands, Journey.

He was introduced as Journey’s lead singer in February 2008 and released the album Revelation which debuted at #5 and stayed in Billboard’s top 20 for six weeks. The band, with its new front man, spent most of 2009 preparing for another concert and recording a new album set to be released in 2010.

Journey fans are brought to tears whenever they hear sentimental favorites from their favorite band once again. And Pinoys everywhere smile that a fellow Filipino was the one who was able to bring that magic back.


9. Cheryl Burke

Since she first won the trophy with singer Drew Lachey at Dancing with the Stars, dancer Cheryl Burke has been making fellow Pinoys proud. She won it a second time with football pro Emmit Smith.

Cheryl, who is half-Filipino, has also amassed several awards such as the viewer’s choice in the Asian Excellence Award and the Role Model Award in the 7th Filipino American Library Gala. But she endeared herself even more to Filipinos this year, when she organized a fund-raising event at her San Francisco CA dance studio to benefit victims of typhoon Ondoy in the Philippines.

“It is my hope that by organizing Dance for a Cause, I could raise awareness and encourage not only the Asian population, but also the mainstream community in helping our less fortunate fellow Filipinos.”


10.Tim Lincecum

The “Freak” is what he is called in Major League Baseball where he is starting pitcher for the San Francisco Giants. This is because Timothy Leroy Lincecum, whose mother is Filipino, throws with his right hand and bats with his left hand.

Before being drafted into the major league, he was criticized for his awkward delivery and his slight 5’11, 160-lbs frame. But he proved detractors wrong by winning the Cy Young Award in 2008, while only in his second year playing in the major league.

This year, Tim again captured the Cy Young award, which is given annually to the best pitchers in major league baseball. According to baseball website MLB.com, in 2009 Tim is the first Giant in baseball’s modern era to compile a league-best of.783 winning percentage.

This Fil-Am put the Philippines in the baseball map and earned the pride of Pinoys with his performance.

From: http://filipinoachievers.wordpress.com/2010/01/07/top-ten-filipino-achievers-of-2009/

Who could be in the 2010 list?

Thursday, December 9, 2010

The Taste of Christmas: Puto Bumbong

"Masarap ang Pasko sa Pilipinas, parang puto bumbong..."


Puto Bumbong is a type of puto or rice cake named after the bamboo tube in which it is steamed. It is unusual among puto, being sticky and having a long thin shape and purple color. The elongated shape results from the method of cooking while its color comes from the violet pirurutong rice it is made of. It is served with grated coconut and brown sugar. Along with bibingka, it is often served outside churches around Christmas time.



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Try Tawag Philippines! Call the Philippines, from anywhere in the USA! Get superior Filipino service, CLEAR lines, and fantastic rates. It's like you never left home!   Visit us at Tawagphilippines.net or call our customer service hotline at 1-800-672-6099.  


Some Text from: http://en.wikipilipinas.org/index.php?title=Puto_Bumbong
Photo & Some Text from: http://angbagongfilipino.wordpress.com/2010/11/22/uuwi-ka-ba-ngayong-pasko/

Tuesday, December 7, 2010

Tired of Phone Cards??

Below is an 8-point article on how to choose the right phone card or long distance provider. It is natural for everyone who is far from home to want to hear a comforting voice from home. So how do you get the best value for your hard earned money? We are very proud to say that, Tawag Philippines passed all the 8 criteria with flying colors and with a side dish of the ever friendly Filipino customer service.

Tawag Philippines is...
  • Honest with our rates. What we publish and advertize is what it is. No false advertizing just to get your money.
  • We offer 1-minute rounding instead of the usual 3-minute rounding.
  • You are only charged for the calls you make, not for the attempts.
  • There are NO hidden charges.
  • Our customer service hotline is available to assist you 24/7
  • Your load does not expire with Tawag Philippines
  • Tawag Philippines is a reliable company that you can trust. We have very satisfied clients who can attest to the excellent service we provide.
  • After loading, you are ready to call!

Have you been experiencing problems with phone cards all this time? Lost minutes? Lost credits? Rip-offs? Billed unconnected calls? Poor connection? False promises? Now is the time to end it all. See how you can eliminate all these problems and enjoy extra benefits from Tawag Philippines.

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Want to know how to purchase the right prepaid phone card online or over the counter? This article will give you all of the know how to do so.

Step 1

Determine the rate the card offers to your calling destination (typically shown as ¢/min)? Confirm rates before you call and remember that some rates may fluctuate. Also, calls made to international cell phones are generally billed at a higher rate.

Do the rates vary depending on the hour of the day? Be sure that the rate you receive remains constant throughout the entire day. Unless otherwise stated, the advertised rate should be constant no matter what time of day.

Step 2

Consider the Minute Billing or Minute Rounding schedule for the card. Rounding (mintue billing) refers to the increments in which phone calls are billed. For example, with 3 minute rounding, a 4 minute phone call would be billed as a 6 minute phone call. With 1 minute rounding, the same 4 minute call would be billed as a 4 minute call.

Step 3

Know in advance if you will be charged for attempting a call that does not connect. Confirm this with the carrier by contacting their customer service department.

Step 4

Look out for any additional fees or taxes. Adding these fees allows carriers and retailers to to keep their advertised rates extra low. You can avoid many types of additional fees and taxes by using all of your minutes in one call. Remember... fees and taxes effectively reduce the number of minutes you'll receive. Further, not all phone card retailers are created equal. Many will not disclose all fees and taxes, so be sure to ask before you buy. A retailer using best business practices will reveal all known taxes and fees to you up front.

Step 5

Make sure you can reach a customer service operator 24 hours a day. Being able to get ahold of your phone card's customer service department is important because they will be able to help you with any unforeseen issues that may arise at any time during the day.

Step 6

Consider if the phone card has an expiration date. If yes, any remaining minutes on the card past this date will be lost.

Step 7

Make sure you can trust the company. Most prepaid phone card companies do not offer any guarantee on their products. There are, however, a handful of companies that do. A guarantee will further ensure that you get the minutes you pay for. Also, look for signs of generating trust: Visible phone numbers, privacy policy, BBB membership, secure transactions, warranties and guarantees.

Step 8

Find out how you will receive your prepaid phone card after purchase. Typically, if purchasing over the Internet, your phone card will be presented to you via email or right on screen pending a successful transaction and acceptance by your bank. Some companies may send you a physical card, but in most cases the delivery occurs by email or right on your screen.

Tips

  • Before traveling, confirm that your pin is valid. To do this, dial the US access number and enter your pin—make sure not to make any connections so that you will not reduce the balance. Confirm with the retailer and/or carrier that service is available and that the access number is correct.
  • You may be able to get extra minutes if you utilize a local access number (not available on all calling cards or in all regions). If available, the number may be provided when you dial the toll free access number included with your pin and/or online—if the pin was purchased on a website. You may also be able to confirm this information with the carrier of your calling card.
  • Be sure the site you are ordering from is secure. Look for an image or message indicating this, such as SSL, Secure Transactions, Thawte Certified, etc.
  • When choosing a card that does carry additional fees and/or taxes to get the lowest rate possible, consider purchasing smaller denominations so that you can use all of the minutes in one phone call. This will allow you to get MAXIMUM minutes as you avoid scheduled fees and/or taxes. Fees and taxes will not begin until your "first use" of the card.
  • If making long calls, be sure that your card does not have a long call fee associated with it. Some cards will tax you if you make calls that last longer than a predetermined amount of time. Some carriers add in this fee to keep people from using a card in one call. Note: This type of fee is not as prevelant as it once was.
  • All cards carry an FCC imposed payphone fee—this fee averages anywhere from 49¢ to $1.00 every time you use a phone card when calling from a payphone. This fee also applies when making calls from other countries if using a calling card sold by a U.S. company
    • Glossary of Terms
  • Connection Fee (also known as Access fee) - This is the most common fee and one that most phone card customers probably know about already. This fee is charged every time you place a call, and it usually varies from 5¢ to $1. The worst thing that can happen with this connection fee is, when the card buyer makes the call and either the answering machine gives a reply or the call is routed to a voice mailbox, the connection fee is charged even though the customer has not really uttered even a single word. Of course the best option to avoid this charge is simply to choose a phone card that has no connection fee!
  • Disconnection Fee - This fee is identical as the connection fee, except that it is charged at the termination of the each call instead of the beginning of each call.
  • Taxes - This fee is charged on a per usage basis with reference to the call charges, and it is typically 5-15%.
  • Minute Rounding (also known as Billing increment- If a phone card has one minute rounding, a call of 50 seconds will be charged the same as one minute and 3 1/2 minutes will be charged the same as four minutes. Many consumers only choose a card with one minute (or less) rounding in order to avoid losing some of their call time.
  • Maintenance Fee - This is a very notorious fee (which many retailers keep hidden) that is charged against the phone card. These deductions typically occur in ether daily, weekly, bi-monthly, or on a monthly basis.
  • Payphones Fee - There are surcharges on phone cards for all calls made from payphones imposed by the FCC. You will pay this fee regardless of whether the call goes through or not.
  • Access Number - The billing also depends on whether one calls a local access number or a toll-free number. In many cases, using a local area access number will reduce your per minute rate.
  • Long Call Surcharge - Some phone card carriers charge an extended talking fee if a call goes beyond a specified duration (usually around 20 minutes).
  • Expiration Date - Most prepaid phone cards have an expiration date, of which there are two types: the date from which you actually begin using the card and a general expiration date. After the expiration date you will no longer be able to use the card even if you have unused minutes remaining.
  • PIN - This is the Personal Identification Number each phone card has. This code will inform the carrier which card is being used
Article from: http://www.wikihow.com/Choose-the-Right-Phone-Card 

Friday, December 3, 2010

Get a 10-minute FREE call just by LIKING our Fan Page!

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After you LIKE us, call customer service at 1-800-672-6099, email us or post a message to inform us that you liked the page. We will then activate your 10 min free call. Promo is good till January 15, 2011. Like us now!!! :D


Wednesday, December 1, 2010

History of the Parol (Christmas Lanterns)


Cultural Origins

In the Filipino language, a Christmas lantern is called a parol. There's no greater symbol of the Filipino Christmas spirit than the parol. All through the Christmas season, star-shaped lanterns can be found hanging outside homes and along the streets of cities and small provincial towns, farms and fishing villages. For Filipinos, making a parol, decorating one and lighting a parol is an expression of shared faith and hope.

The earliest parols were traditionally made from simple materials like bamboo sticks, Japanese rice paper, crepe paper, and a candle or coconut oil-lamp for illumination; although the present day parol can take many different shapes and forms. Around Manila, parols made of Capiz shell or plastic illuminate the city. One of the most spectacular innovations can be found in the city of San Fernando where 20 foot tall parols with kaleidoscopic blinking lights are paraded through the streets on truck beds. Whatever the material or shape, the parol is a recognizable symbol to all Filipinos and represents the star of Bethlehem that guided the Three Wise Men to the manger of the newly-born Jesus Christ.

The word parol (pronounced “pah-roll” with a rolling "r") comes from the Spanish word for lantern, farol. According to World Book's Christmas in the Philippines, the roots of the parol can be found in the Mexican piñata. The piñata came to Spain from Italy in the 1300's, spread to Mexico and finally came to the Philippines when the Spaniards brought Christianity to the islands. The book A Child's Pasko: Christmas in the Philippines explains that the parol was originally used to light the way to church to attend the daily Misas de Aguinaldo, or Gift Masses, which begin on the 16th of December, and ends with the Misa de Gallo, or "Mass of the Rooster" at midnight of Christmas eve. The midnight mass is followed by a usually lavish meal at home, which is always anticipated by the kids. The first Misa de Aguinaldo that is held at dawn on December 16th marks the official start of the Christmas season.

To see the peak of the Festival of Lights in the Philippines, one must travel at night from December 16th up to January 6th. There you will see all kinds of parols.

The parol is a main component in the Filipino celebration of Christmas, which has become a Festival of Lights. The festivities cover the months ending with “BER” which are September, October, November and of course December. Christmas music can be heard sporadically in the beginning of September, and one could feel an increasing sense of the coming of Christmas as more and more Christmas songs are played on the radio, and as more homes, businesses, streets and parks become brightly lit with wonderful colors. The malls and department stores are the first ones to decorate, and showcase their mangers and beautiful parols.

A Christian Tradition

The parol was originally intended as one's offering to glorify the Lord. It was an important part of the devotion to faithfully attend the 9-day Misas de Aguinaldo, to petition for special favors. After coming home from church, instead of stowing the lantern elsewhere in the house, they would proudly hang it outside the window. At night, they would illuminate their parols with candles or coconut-oil lamps to display their art. The villagers would walk around to appreciate the work of others and see who had the nicest design. When new stylistic variations appeared, such as different kinds of tassels, streamers, or crowns around it, others would innovate their own creation, and make plans to display his "better" parol the following year. This friendly competition was encouraged by the church, and the Spanish priests offered incentives for the people to invest time and money to make their parol "the best" as a devotional offering to Jesus. That is why during the Christmas season, some made it a practice to visit various churches that yearly display these new designs and better craftsmanship.
The Spanish priests of old might have walked around the villages at night to appreciate the candlelit parols by the windows of his parishioners, and appreciated the beautiful symbol of the star that led the three wise men to Baby Jesus. Certainly there must have been friendly reminders to promptly blow the candles out before they go to bed.
During the Spanish times, the pale colors of papel de Japon were predominant in the designs.

Taken from: 


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